Loan Against Property

If you ever find that you need some urgent funds, then you’ll be glad to know that Capital First’s Loan against Property allows you to borrow a substantial amount of money by mortgaging your property as collateral. Be it your residential, commercial or industrial property, Capital First will give you finance against the property!

Features And Benefits

The Capital First Loan Against Property offers you some great advantages:

  • You can avail of loans ranging from Rs 5 lacs to Rs 10 crore
  • You can avail of tenures up to 15 years
  • Eligibility up to 70% of the property market value
  • We provide you customized product offerings to suit your requirements
  • There are several easy repayment options you can avail of
  • Loans are processed in a quick and efficient manner
  • You can enjoy reduced EMI with longer term tenures
  • Flexible part prepayment options are available
  • Insurance options for Life and Property is provided at an attractive premium


  • You need to be at least 2 years in business (for Self-employed) or have 5 years work experience (for salaried individuals) in an industry with a positive net worth
  • The age requirement is minimum 23 years of age at the time of taking the loan and maximum of 70 years of age at the time of maturity
  • Clear banking and loan payment history
  • Good credit rating score in credit bureau

Who is Eligible?

  • Sole Proprietors and Partnership Firms
  • Micro Small and Medium Enterprises
  • Salaried and Self Employed Professionals


Here is an indicative list of documents that will be required to apply for a Loan Against Property from Capital First.

  • KYC documents
  • Income documents such as Form 16 or Salary Slips
  • Copy of latest Income Tax Returns
  • Last 6 months bank statement
  • Property papers


1. Loan Against Property

  • SME Loans Against Residential Property (Self Occupied/Rented/Vacant/Mixed Use)
  • SME Loans Against Commercial Property (Self Occupied/Rented)

2. Home Loans

  • Loans for purchase of Residential Property
  • Loans for purchase of Commercial Property

3. Loan Against Plot

4. Lease Rental Discounting

Special Services

To meet the needs of all our customers we bring you a complete suite of programs that are tailor made to your requirements, you can avail a loan under any of the following programs:

  • Normal Income Program: You can avail loan basis your financial statements.
  • Debt Consolidator: If you have multiple loans running and want to consolidate all the payments into one single EMI. There is also a flexibility of availing additional loan under this program.
  • Other programs

Document Custodial Facility: Capital First understands the importance of safeguarding your property documents and has entered into a strategic partnership with one of the leading storage facilities in India for storing your valuable property documents. You can be assured about your document residing safely with state of the art storage facility plus world class security systems and fire resistant storage rooms.

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It takes less than a minute to apply for a loan from Capital First
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