A Home is one of the biggest purchases in an individual's life. To buy a home without securing a home loan is tough financially for most people. We, at IDFC FIRST Bank, understand the needs of our customers and partner with them so that they can become proud home owners on terms that are fair and simple. With a IDFC FIRST Bank Home Loan, you can buy a flat or a house without having to worry about putting together a huge down payment. Our home loan scheme is suitable for both salaried and self-employed individuals.
Loans offered from Rs 5 Lakhs up to Rs 5 Crores in more than 57 locations across India at competitive interest rates.
Maximum loan tenure of 360 months for salaried professionals and maximum 300 months for self-employed.
Avail interest subsidy benefit up to Rs 2.67 Lakhs under PMAY Credit Linked Subsidy Scheme. We also have various innovative and competitive income and surrogate programs to fit your requirement.
IDFC FIRST Bank provides home loans to a wide variety of customers. In order to check your home loan eligibility, you can use our home loan eligibility calculator. Housing loan eligibility requires that you meet some basic criteria. The home loan eligibility criteria are:
You can also apply for a Home Loan by visiting any of our locations to submit your documents or ask our relationship manager to visit you for collecting the documents.
Verification of your
application and property
A IDFC FIRST Bank Home Loan representative will contact you to verify your details and schedule a personal discussion with you.
After your Home Loan application and property has been verified along with the proper submission of required documents, we will disburse the loan amount to your bank account and you will be closer to owning your dream home.
To meet the needs of all our customers we bring you a complete suite of programs that are tailor made to your requirements, you can avail a loan under any of the following programs: