A loan against property or a mortgage loan from IDFC FIRST Bank is a convenient way to fund your business or meet your personal needs. You can be self-employed or a salaried person to secure a mortgage loan. IDFC FIRST Bank can help unlock the hidden value in your property to offer you a loan against property. Here are some features.
With the IDFC FIRST Bank mortgage loan, you can borrow as little as Rs. 5 lakhs to as high as Rs. 10 crores. You may seek the loan either to capitalise and boost your business or for your personal purposes.
Our mortgage loans are designed to unlock the maximum value of your property. You can borrow up to 90% of your property’s market value.
IDFC FIRST Bank enables you to repay your mortgage loan according to your cash flow and budget so that you are never under pressure of monthly instalments. You can borrow for tenures of as long as 20 years and modify your loan tenure to suit your financial situation. We also offer you flexible part prepayment facility to assist you in paying off your loan early.
We provide a wide array of loan options for property to our borrowers
We provide products which are tailored to meet your requirements; in addition, insurance options for property are available at competitive and attractive premiums from IDFC FIRST Bank.
IDFC FIRST Bank offers loan against property to individuals and businesses. In order to establish if you meet our loan against property eligibility, we have stipulated simple parameters. You can get a loan against property for business in order to expand capacity or for meeting capital needs of your enterprise. Here are some basic eligibility criteria
You can apply for IDFC FIRST Bank’s loan against property online. Just fill up the simple application form on our website to get started.
Once you apply for a mortgage loan through our website, we will verify the same and schedule a personal discussion to know your requirement in detail.
Post receiving your application for loan against property and having a personal discussion, we will inspect the property.
Unlock the capital
in your property
On processing your loan application, we will disburse your loan amount through a direct credit into your bank account.
Our customers just love us..
I took a loan against my property from IDFC FIRST Bank and I needed more money for my business' expansion. On the same property, I got a top-up loan just basis my good credit history with IDFC FIRST Bank. They never asked me for more collaterals for the extra amount. It was all about trust. Thank you IDFC FIRST Bank for trusting on me and my business motives.
For expanding my business, I wished to take a mortgage loan but with the property I had, I wasn't getting a good rate and amount from any bank. It was when I met a IDFC FIRST Bank representative that my problem got resolved and I was provided a good amount of loan against my property.
There are certain areas in the city where banks never lend money against properties. Mine was situated at such a place and I was in an urgent need of cash for medical emergencies. I heard about IDFC FIRST Bank from my relative and approached them for a mortgage loan. It took only a week's time, and I got the money in my bank account. Thanks IDFC FIRST Bank.