Home PLR


PLR of Capital First stands at 17.5%

Name of the company: Capital First Limited
Loan Category Interest Rate charged Processing Fee (% of the amount) Foreclosure Charges Penal Charges
Minimum Maximum
Retail Loan: Upto 2.00% 1) ECS/PDC/DD/ACH Bounce Charges - 400/- per Instrument
3) Change in Repayment mode Charges - 500/- per swapping
4) Loan cancellation Charges - 1000/-
5) Late Payment Charges - 2% per month on unpaid EMI
6) NOC Issuance Charges - First Nil, Duplicate NOC 500/-
Home Loan* 11.00% 12.50% *For Individual HL- NIL
Loans to MSME
Against Property
12.00% 13.00%
Consumer Durable Loan# #NIL
Business Loan 13.00% 19.00% Upto 5.00% of the principal loan outstanding and no foreclosure up to 6 months
Two Wheeler Loan 12.00% 22.00%

*For retail loans like Two Wheeler loans, Business loans to small traders, MSME, the operating cost is higher and hence rate of interest is charged to the Customer accordingly.

*The above are standard rates- actual rate will vary depending about internal credit parameters